As housing market warms, keep these buying tips in mind (BPT) - Ready to buy your first home, or move up to a larger home for your expanding family? Home sales seem to be finally warming up after a five-year chill, as demand gradually builds among first-time homebuyers and existing homeowners seeking more room. Historically low mortgage rates, rising rents and relatively po...
Soul-lifting home improvements that are good for your wallet, too (BPT) - No matter how value conscious a homeowner may be, few people ever make a home improvement simply to increase their house’s resale value. People also undertake home improvements to enhance their enjoyment of their home – or to fix a problem, which, in its own way, is good for the soul, too. When it comes to deci...
Financial considerations beyond the 'fiscal cliff' (BPT) - With the agreement reached at the eleventh hour of 2012 to avert components of the so-called “fiscal cliff,” nearly all taxpayers will be affected in some way. With that in mind, there are still many things you can do this year to prepare for potential additional tax changes and to take control of your financia...
How to recharge your resolutions (BPT) - Many find that the new year is a time to wipe the slate clean. In fact, 45 percent of Americans made New Year’s resolutions, according to the Journal of Clinical Psychology from the University of Scranton. But while it is easy to make resolutions, the hard part is actually following through with them. By the first few weeks of the new year, nearly two-thirds of Americans who made resolutions will have already broken them the journal also states. Avoid becoming a failed resolution st...
Spring car shopping? Take care of financing first (BPT) - Auto shows dotting the country paired with rising temperatures leave many people longing for a new car or truck. But purchasing a new vehicle is a complex process – one that doesn’t start with finding the right car, but with making sure your finances are in order. It’s important to plan ahead so there are no sur...
Hiring pros for spring cleaning tasks? What to look for and what it should cost (BPT) - Some traditional spring cleaning tasks are easily accomplished on your own, like clearing out clutter or rearranging storage areas. Other important tasks such as cleaning air ducts or your carpets may require professional assistance – and that’s where things can get confusing. When you hire a professional to ha...
Consumers, be aware: Know the facts when it comes to oil changes (BPT) - With more than 300 million vehicles on the road today, motor oil is the lifeblood of any engine and can help protect and prolong its life, whether you’re driving a compact car, pickup truck or SUV. However, not just any motor oil will ensure the healthy life of an engine and, unfortunately, discounted deals for ...
Get organized to help grow your business (BPT) - Small businesses are always trying to find ways to get organized so employees can work more efficiently and save money in the process. With tax time just around the corner and projects opening and closing on a daily basis, taking your business organization standards to a new and improved level might seem like a ...
Protect your information during the tax-season identity theft boom (BPT) - Tax season can be stressful, and each year people scramble to send in their tax returns, right down to the deadline. But for those who do a little preparation and avoid procrastinating, it can be significantly less tense. However, whether you’re a last-minute rusher or an ahead-of-the-game planner, you need to t...
Deductions that could dramatically cut your tax bill (BPT) - For all the talk about taxes during the “fiscal cliff” debate at the end of 2012, many people are still left wondering what it means to them as the April 15 filing date approaches. "'Is it a big deal? Or is it business as usual?' are questions I'm hearing," says Scott Halliwell, a certified financial planner with USAA. "While many issues were resolved, a lot of taxpayers still aren't sure how their tax returns and deductions are affected.” If you're one of those people, brush up o...
Class of 2013: The future careers of this year's high school graduates (BPT) - High school seniors nationwide are preparing to graduate, receiving college acceptance letters and possibly enrolling in a college or university. The challenging economy has made many of these young adults acutely aware of the important role their degree can play when they face commencement once again, this time...
The 5 money habits that can help you find true wealth (BPT) - When did money get so complicated? From spending and charity to saving and investing, it’s hard to know exactly what to do with your finances. Cut through the confusion and consider five smart ways you can use your money to your advantage today. Bruce Helmer , award winning financial services advisor, author a...
